Canadian Dental Care Plan Dentist North York
At Emery Village Dental, our team is always looking for ways to make high-quality dentistry accessible and affordable to all our patients. We accept patients covered by the Canadian Dental Care Plan (CDCP) for a wide range of eligible services, including exams, cleanings, fillings, root canals, and dentures. Every patient’s coverage is different, so our team will go over what your plan includes and any costs it doesn’t cover before your treatment begins.
Am I Eligible for the Canadian Dental Care Plan?
CDCP is now open to Canadian residents of all ages, but there are four conditions you need to meet to be eligible to receive CDCP benefits:
- You have no dental coverage through a job, pension, school or professional association, or a private insurance plan, whether it’s your own or a family member’s
- Your family’s adjusted net income is under $90,000 a year
- You filed a Canadian tax return for last year
- You live in Canada for tax purposes
These rules also apply to your spouse or common-law partner: both of you must have filed your taxes and be Canadian residents for tax purposes. Children under 18 are covered based on their family’s eligibility and income. Already receiving dental help through a government social program? You may still be eligible for CDCP. You can contact Service Canada if you have questions about eligibility for CDCP.
CDCP is an excellent tool for helping defray the cost of dental care, but there are some crucial parameters to understand. The plan reimburses eligible services at its own set fees, which aren’t always the same as what a dental office charges. Depending on your family income, you may also have a co-payment of 40% or 60%, and treatments outside the plan’s coverage, such as cosmetic work, aren’t paid for at all. Any of these can leave you with part of the bill.
